Flood cleanup cost (2026)
| Situation | Typical cost* |
|---|---|
| One room, clean water (burst supply line, overflow) | $1,500 – $3,500 |
| Several rooms or a ceiling collapse | $3,500 – $7,500 |
| Whole finished basement after a storm | $5,000 – $12,000 |
| Overland flood or sewer backup, finished level (Category 3) | $8,000 – $20,000+ |
| Multi-unit building or commercial space | $10,000 – $50,000+ |
*Typical GTA ranges, before 13% HST. Your exact price depends on what we find on site. Insurance jobs are written in Xactimate at the adjuster's approved Toronto price list.
Flood remediation cost: what you're paying for
Flood remediation is the emergency part of the job: making the space safe and dry. It's the same set of line items whether the water came from a storm or a pipe:
| Line item | Typical GTA price* |
|---|---|
| Emergency call-out | $295 – $450 |
| Water extraction, per sq ft | $1.10 – $1.90 |
| Flood cut and drywall removal, per sq ft | $1.60 – $2.10 |
| Antimicrobial treatment, per sq ft | $0.55 – $0.85 |
| Air mover, per day | $30 – $50 |
| Commercial dehumidifier (LGR), per day | $100 – $175 |
| HEPA air scrubber, per day | $90 – $140 |
Flood damage repair costs (rebuild)
Once everything is dry, the space has to be put back. Typical GTA repair prices:
| Repair | Typical GTA price* |
|---|---|
| New drywall, taped, mudded and painted (per sq ft of wall) | $4 – $8 |
| Laminate or vinyl plank flooring, installed (per sq ft) | $6 – $12 |
| Carpet and pad, installed (per sq ft) | $4 – $8 |
| Baseboards, installed and painted (per linear ft) | $5 – $9 |
| Insulation replacement (per sq ft of wall) | $1.50 – $3 |
Flood damage restoration: the full picture
For a typical finished basement, the emergency cleanup is about half the total; the rebuild is the other half. Insurance usually pays for both when the cause is covered. Overland water from storms needs an overland water endorsement; sewer backup needs its own endorsement. See storm & flood damage, basement flood cleanup cost and why GTA basements flood.