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Flood damage · Toronto & GTA · 2026

Flood restoration and cleanup cost in Toronto

Flood cleanup and remediation in the GTA usually costs $3,000 to $20,000+ before HST, depending on how many rooms were affected and whether the water was clean, grey or from outside. Repairs afterwards are extra. Use the calculator for your own range.

  • Cleanup, remediation and repair explained separately.
  • Storm, overland and pipe floods priced differently.
  • Insurance-ready photos, readings and scope.
  • 24/7 response: (289) 814-1447.
Step 1

What are you dealing with?

Flood cleanup cost (2026)

SituationTypical cost*
One room, clean water (burst supply line, overflow)$1,500 – $3,500
Several rooms or a ceiling collapse$3,500 – $7,500
Whole finished basement after a storm$5,000 – $12,000
Overland flood or sewer backup, finished level (Category 3)$8,000 – $20,000+
Multi-unit building or commercial space$10,000 – $50,000+

*Typical GTA ranges, before 13% HST. Your exact price depends on what we find on site. Insurance jobs are written in Xactimate at the adjuster's approved Toronto price list.

Flood remediation cost: what you're paying for

Flood remediation is the emergency part of the job: making the space safe and dry. It's the same set of line items whether the water came from a storm or a pipe:

Line itemTypical GTA price*
Emergency call-out$295 – $450
Water extraction, per sq ft$1.10 – $1.90
Flood cut and drywall removal, per sq ft$1.60 – $2.10
Antimicrobial treatment, per sq ft$0.55 – $0.85
Air mover, per day$30 – $50
Commercial dehumidifier (LGR), per day$100 – $175
HEPA air scrubber, per day$90 – $140

Flood damage repair costs (rebuild)

Once everything is dry, the space has to be put back. Typical GTA repair prices:

RepairTypical GTA price*
New drywall, taped, mudded and painted (per sq ft of wall)$4 – $8
Laminate or vinyl plank flooring, installed (per sq ft)$6 – $12
Carpet and pad, installed (per sq ft)$4 – $8
Baseboards, installed and painted (per linear ft)$5 – $9
Insulation replacement (per sq ft of wall)$1.50 – $3

Flood damage restoration: the full picture

For a typical finished basement, the emergency cleanup is about half the total; the rebuild is the other half. Insurance usually pays for both when the cause is covered. Overland water from storms needs an overland water endorsement; sewer backup needs its own endorsement. See storm & flood damage, basement flood cleanup cost and why GTA basements flood.

FAQ

Flood cost questions

How much does flood cleanup cost?

In the GTA, flood cleanup usually costs $1,500 to $3,500 for one room and $5,000 to $12,000 for a finished basement, before HST. Sewage or overland water in a finished level often costs $8,000 to $20,000 or more.

What is the difference between flood remediation and flood restoration?

Remediation is the emergency work: extraction, tear-out, antimicrobial and drying. Restoration usually includes the rebuild afterwards: drywall, flooring and finishes.

How much do flood damage repairs cost?

Typical GTA rebuild prices are $4 to $8 per square foot for finished drywall and $6 to $12 per square foot for installed laminate or vinyl plank, plus baseboards and paint.

Does insurance cover flood damage in Ontario?

Water from inside (a burst pipe) is usually covered. Water from outside needs an overland water endorsement, and sewer backup needs a sewer backup endorsement. We document the cause so the claim is filed correctly.

Dealing with a flood right now?

Tell us what happened and we'll give you a straight answer on cost and next steps — day or night.

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