Restoration prices at a glance (2026)
| Service | Typical cost* |
|---|---|
| Water damage restoration (leak, burst pipe) | $1,500 – $7,500 |
| Basement flood cleanup (finished basement) | $5,000 – $10,000 |
| Sewage backup cleanup (Category 3) | $2,500 – $15,000+ |
| Flood restoration (storm or overland water) | $3,000 – $20,000+ |
| Water mitigation & drying only | $1,000 – $6,000 |
| Mould remediation | $1,500 – $6,000 |
| Fire & smoke damage cleanup | $1,500 – $15,000+ |
*Typical GTA ranges, before 13% HST. Your exact price depends on what we find on site. Insurance jobs are written in Xactimate at the adjuster's approved Toronto price list.
Why two jobs that look the same can cost very different amounts
- Water category. Clean water from a supply line is the cheapest; grey water and sewage need more protection, antimicrobial treatment and tear-out.
- Time. Water caught in the first 24–48 hours usually just needs drying. After that, drywall, insulation and flooring start coming out.
- What got wet. Carpet pad, drywall and insulation are removed; hardwood, cabinets and plaster need specialty drying.
- Drying days. Air movers and dehumidifiers are billed per day, and we pull them as soon as readings say dry.
- Rebuild. New drywall, flooring and paint are a separate estimate and often cost as much as the emergency work.
Get a range for your own job
Our free cost calculator uses the same line items and rates as a written StepCare estimate. Answer 5 questions and see a range in Canadian dollars, before HST.
Does insurance pay?
Sudden and accidental water damage is usually covered by Ontario home insurance; sewer backup and overland flooding depend on your endorsements. Read does home insurance cover water damage in Ontario? and see how our insurance claims process works.